Community Financial System, Inc. is a diversified financial services company focused on four main business lines: banking, benefits administration, insurance services, and wealth management. With our team of specialists helping to manage everything from your finances to workplace insurance, benefits, and retirement services, you can focus on what's important: growing your business.
community bank logo Business & Personal Banking
  • Loans & Lines of Credit
  • Treasury Management Solutions
  • Municipal Banking
  • Construction/Real Estate Financing
  • Business Online & Mobile Banking

Learn More(opens in a new window)
onegroup logo Insurance & Claims Management*
  • Claims Management
  • Business Insurance
  • Personal Insurance
  • Employee Benefits
  • Human Resources Services & Consulting
Learn More(opens in a new window)
bpas logo Retirement, Benefits & Human Capital*
  • Workplace Retirement Programs
  • Actuarial & Pension Services
  • Retiree Health Savings Programs
  • HSAs, Flexible Spending, & COBRA
  • Healthcare Consulting & Fiduciary Services
Learn More(opens in a new window)
community bank wealth management logo Wealth Management & Retirement*
  • Asset Management
  • Trust Services
  • Investment & Insurance Services
  • Retirement Plan Consulting
  • Financial Planning

Learn More(opens in a new window)
*INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT, NOT FDIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NO BANK GUARANTEE, MAY LOSE VALUE.

Community Financial System, Inc. affiliated services offered by OneGroup NY, Inc., Community Bank Wealth Management, Community Bank, N.A., and Benefit Plans Administrative Services, Inc. Various affiliated companies, as disclosed above, provide investment management, banking, brokerage and insurance services to Community Financial System, Inc. organizations. The trademarks and service marks appearing herein are the property of their respective owners.

Insurance products are offered by OneGroup NY, Inc. (“OneGroup”). OneGroup is an independent entity that is affiliated with Community Bank, N.A. Other insurance products may be available from third-party insurance companies, which are not affiliated with OneGroup or any Community Financial System, Inc. organization. A contract’s financial guarantees are subject to the claims-paying ability of the issuing insurance company.